Urgent! – What to do if you have an urgent debt problem
Here at The Debt Advice Service we know from experience that there may be instances when a debt issue becomes a matter of urgency. This can be a stressful time
Here at The Debt Advice Service we know from experience that there may be instances when a debt issue becomes a matter of urgency. This can be a stressful time
*If you haven’t read part 1 of our Credit Card Debt Blog click here* Credit cards don’t have to be a problem… In fact, when used correctly, a credit card
Credit cards can often seem very appealing when it comes to spreading out costs. The fact they give you extra protection on your purchases is always tempting too, but using
As the name suggests, a ‘doorstep’ loan is a cash loan delivered directly to your doorstep. Doorstep loans traditionally (and in many cases still nowadays) this literally meant a representative
The Debt Advice Service is hiring a telemarketer to join our outbound lead generation team. The successful candidates will be comfortable speaking on the phone discussing sensitive, financial and debt
Going through a divorce or separation is never easy, that goes without saying. The emotional and psychological effects can be significant for all involved, not just for the two people
To many people, budgeting can feel like a chore. The idea of planning your spending (and balancing that against your income) isn’t the most appealing of prospects at the best
Find out all of the key details about An Individual Voluntary Agreement (IVA), do you qualify, how do you set one up? Is it right for you?
Mental health is finally being given the same acknowledgement as physical health, after decades of stigma, and plenty of ignorance regarding its significance in our lives. Depression, anxiety and stress
Author: Scott Nelson Scott is the founder of MoneyNerd and a financial services expert with over 10 years’ experience in the industry. Troubled by the lack of moral conscience in
Whilst plenty of people in the UK enjoy an occasional flutter, on a football accumulator or on the horses, there is no denying that ‘problem gambling’ is one of the
The Debt Advice Service and Freeze Debt are trading styles of Pacific Financial Solutions Ltd which is authorised and regulated by the Financial Conduct Authority FRN 688034 and is registered in England & Wales, Registered Office: Ram Mill, Gordon Street, Chadderton, Oldham, England, OL9 9RH. Company number 09404359. ICO registration number ZA207735.
All information and advice provided by Pacific Financial Solutions Ltd is provided free of charge. However, depending on your chosen debt solution we may pass your details and supporting information to one of our partners / a selected 3rd party to provide you with a service and we may receive remuneration in respect of the work we have done.
For completeness, if you decide to pursue an Individual Voluntary Arrangement (IVA) one or more of our in-house Insolvency Practitioners (IPs) may act Jointly as Nominee with an IP of another partnered firm and we will receive remuneration for providing that service.
Our in house IPs are Jason Bowen who is authorised to Act in the UK by the Institute of Chartered Accountants of Scotland (ICAS). Licence no. 22150 and Laura Stewart who is authorised to Act as in the UK by the Insolvency Practitioners Association (IPA). Licence no. 23590.
Insolvency Practitioners are bound by The Insolvency Code of Ethics in respect of all work relating to Insolvency Appointments.
*Texts to our short-code SMS number will be charged at your standard network charge. You will not be charged for any replies. By replying “HELP” you agree to receive phone calls, SMS and Email to discuss our services in more detail.
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