Are you struggling with debt?


The Debt Advice Service

Debt Advice
About the Debt Advice Service

Take the first step to becoming debt free

We’ve helped over 3,000 people to find a way out of debt and get their lives back on track.

If you’re currently struggling with debt, we may be able to help you too.

You’ll get:

  • Your own dedicated point of contact
  • Support from an expert team with 100+ years of combined experience
  • Communication via multiple popular channels
  • Clear assistance every step of the way
  • Non-judgemental, private and confidential approach

We’re proud to provide a truly excellent service — most of our customers rate us 5* on Trustpilot.

The Debt Advice Service only provides you with information on all relevant debt solutions available to you.  If you agree to a particular debt solution we will put you in contact with a trusted partner to progress your application further.

Chat with us now to find out how we can help.

We can help with

All Loans
Credit Cards
Store Cards & Catalogues

If enough of your lenders agree, an IVA can freeze your interest and reduce your monthly repayments.


Payday Lenders
Old Phone Contracts
Disconnected Utility Bills
Doorstep Lenders

Even if an IVA isn't the best solution, our Advisors can explain all your other options.


Lucy R. Trustpilot Review (14.11.20)

“Always there at the end of the phone if I have any concerns, they’ve really put my mind at ease. Can’t rate them enough. Finally on the road to being debt free. Thank you guys!”

Get Started

If you’re worried about...

  • Overdrafts
  • Credit cards
  • Payday lenders
  • Doorstep lenders
  • Old phone or utilities contracts
  • Store cards
  • Catalogues
  • Loans of any kind

… we may be able to help.

Together we’ll take the pressure off and aim to get you on track to becoming debt-free.


George - Trustpilot Review (18.06.20)

“I feel so much better about my debts and life has now started to get put back into perspective, so thank you very much for everything you have done!”

Get in touch

We understand that making that first call can be daunting

That’s why we’ve got a few different ways to get in touch:

Chat now via Whatsapp

Email us

Text HELP to 84915 or call us on freephone 0800 254 5112 to start your journey to becoming debt-free.

Follow Us


Judi - Trustpilot Review (15.01.21)

“The entire experience was carried out online and via telephone calls….it was as clear as day.  I wish I was bold enough years ago. I can’t recommend you enough.”


Listen to one Clients story here

Josh responded to an advert we were running on Facebook and we helped reduce his overall debt level from £11K to £6K. He now pays one, affordable payment of £90 per month.

To see if you qualify for help, please click Here


Ty - Trustpilot Review (17.01.21)

“An absolutely excellent service. The representatives on the phone were more than polite and friendly, they made me feel so comfortable making a decision.”


Debt solutions include...



Potentially write off the debts you can't afford to pay.


Debt Management

An informal arrangement to clear your debts.


Scottish Trust Deed

Potentially write off the debts you can't afford to pay.



A Court Order based debt solution.


Amanda (20.01.21)

“I can’t recommend enough, they are so understanding, non-judgmental and helpful. Finally had a good night’s sleep and can see a light at the end of the tunnel.”

Client Testimonial

Our Client's Feedback


Loretta (01.03.21)

“Very professional and helpful. Lifted a weight from my shoulders. Thank you.”

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    By clicking ‘Send Message’ you are confirming you are willing to receive information regarding debt solutions via a telephone call, email and text message and that you confirm you have read and agreed to our Privacy Policy.


    To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money. The Debt Advice Service is not associated with Money Advice Service.