Write off your unaffordable debts
There are a number of different ways you can tackle problem debt, so it’s important to understand your options and find one that works best for your situation. Start your debt assessment Fees may apply. Your credit rating may be affected & details may be passed on to 3rd parties. T&Cs apply.
To find out more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money. The Debt Advice Service is not associated with Money Helper.
Start your debt assessment today
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Safe, secure & confidentialWhy use The Debt Advice Service
Confidential Support
Talk to us about your situation, and we’ll help you find the right debt solution with no obligation to proceed.Rated "Excellent" on Trustpilot
We speak to over 300 households a day and have a 4.9 Trustpilot rating for exceptional service.It’s Not Too Late
Delaying action can make things worse, so understanding the right solution for you now can help you regain control.Over 100 Years Experience
Benefit from an expert team with over 100 years of combined experience.We can help with most types of unsecure debt
Credit cards
Credit cards provide convenience, rewards, and credit-building but require careful use to avoid financial issues.
Personal Loans
Personal loans provide flexible funding for various needs, often with fixed terms and interest rates.
Overdrafts
Overdrafts offer short-term credit for emergencies but can involve high fees and interest rates.
Store cards
Store cards offer discounts and rewards but often come with high-interest rates and fees.
Catalogues
Lines of credit provide flexible borrowing, allowing withdrawals as needed, with variable interest rates.
Business Debt
We can help with some Business Debts, check with us to find out if we can.The Debt Advice Service help over 15,000 people in the UK every year!
With over 1,900 verified reviews on Trustpilot, see why so many people trust us to help them tackle problem debt. Start your debt assessmentFAQs
Have questions about managing unsecure debt? The Debt Advice Service is here to help with expert guidance on budgeting, repayment plans, and understanding your options. We provide clear, practical advice to help you take control of your finances.
What debt solutions are available?
How much does it cost to get debt advice?
What information do I need?
How much of my debt can I write off?
Why should I seek debt advice?
Can you legally write off debt?
Our 5 step process
GET STARTED
Answer questions about your financial situation
SPEAK TO AN ADVISER
Chat to one of our team who will talk you through your situation and provide realistic options
LEAVE IT TO US
The team will listen to your goals, find a solution and be with you all the way
TIME TO THINK
There’s no pressure from us to make a quick decision, and we’re here when you’re ready to move forward
TACKLE YOUR UNSECURE DEBTS
We’ll either continue your application via our in-house insolvency practitioner or put you in contact with a trusted partner to progress your application further
The Debt Advice Service
We’re here to help you find out what your options are and to talk you through them in plain English.
The Debt Advice Service will provide you with information on all relevant debt solutions that may be available for you to make an informed choice based on your circumstances. If you wish to pursue a particular debt solution, we’ll either continue your application via our in-house insolvency practitioner or put you in contact with a trusted partner to progress your application further.