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Blog - The Debt Advice Service
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    The Spiral of Debt

    Debt once you’re in it, can feel impossible to get out of. The problem is that for many once you are in debt you end up going into the spiral of debt and it is difficult to get out of. In this blog we are going to look into what is the debt spiral, how it happens and how you can get out of it.

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    Planning your summer holiday on a budget

    We’re into the summer term and if you haven’t already thoughts could be turning to a well-earned summer break. For some that might be staying at home and making the most of the local surroundings.

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    Online Gambling
    Gambling and Debt

    Gambling in the UK

    We examine the gambling industry, the effect it has on families and some options if gambling has led you to debt.

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    Managing the Easter Holidays on a budget

    The Easter holidays are upon us, but with prices rising everywhere and the pressures on every household financially we examined how you can get through the Easter holidays without breaking the bank.

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    A new partnership against Gambling Addiction

    If you have seen our social media channels you will know that we have strong feelings about how gambling can negatively effect people’s lives. We are therefore pleased to announce that we are partnering with AnonyMind.com.

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    Bankruptcy or a Debt Relief Order?

    Debt Relief Orders (DROs) and declaring bankruptcy are two solutions to resolve debt. They are similar but have some important differences that will affect your eligibility. One will be more suited to your requirements than the other, and both have a strong impact on your future credit, so it’s vital to know what they are and how they differ.

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    IVA vs Bankruptcy
    Common IVA Misconceptions

    Bankruptcy or an IVA?

    If you are in financial difficulty, then there are several options available to you. Two of these options are bankruptcy and an IVA (Individual Voluntary

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