Debt in the UK
A Debt Management Plan or an IVA?
Debt Management Plan or an IVA? If you are in debt and are looking for a solution that will benefit you and satisfy your creditors:
19/01/2022
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Blog
Debt in the UK
Did you overspend at Christmas?
If you overspent at Christmas this blog looks at ways you can tighten your belt to manage the financial strain of January.
14/01/2022
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Common IVA Misconceptions
Bankruptcy or an IVA?
If you are in financial difficulty, then there are several options available to you. Two of these options are bankruptcy and an IVA (Individual Voluntary
17/12/2021
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Common IVA Misconceptions
An IVA – What are the considerations?
We think that in the right circumstances an IVA is a good way to help you with your debt. But you need to fully consider
09/12/2021
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Debt in the UK
Don’t let Black Friday turn your Christmas Blue.
Don’t miss out, hurry! Last chance to buy. Yes, it is that time of year, Black Friday is here and already the shops have started
22/11/2021
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Debt in the UK
Avoiding the Debts of Christmas Future
We don’t want to be a scrooge, but Christmas shopping can be a recipe for increasing debts for many people. We are going to give
09/11/2021
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Staff profile
“It’s about Treating Customers Fairly” – a Profile of Darren McGrath.
Darren joined the Debt Advice service in August and has already been making a positive impact across the company. He has a core belief of
02/11/2021
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Debt in the UK
How do I get out of Debt?
“How do I get out of debt?” The Debt Advice Service have heard this question plenty of times, and whilst there is rarely a ‘one
13/10/2021
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Debt in the UK
Managing your money through Divorce
Our guest blogger Gianna: I am delighted to be asked to guest blog for The Debt Advice Service. I am a family solicitor and director
07/10/2021
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Debt & Mental Health
The Lost Art of the Packed Lunch
Here at The Debt Advice Service we know how much you look forward to your lunch breaks, we all do, but is it time to
29/09/2021
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Debt in the UK
Urgent! – What to do if you have an urgent debt problem
Here at The Debt Advice Service we know from experience that there may be instances when a debt issue becomes a matter of urgency. This
20/09/2021
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Debt in the UK
Credit Card Debt – Part 2
*If you haven’t read part 1 of our Credit Card Debt Blog click here* Credit cards don’t have to be a problem… In fact, when
20/08/2021
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Connect With Us
- 0800 254 5112
- admin@thedebtadviceservice.co.uk
- The Debt Advice Service Mills Hill Works Corbrook Road Chadderton. OL9 9SD
The Debt Advice Service is a trading name of BHDB Associates Ltd. BHDB Associates Ltd is a company incorporated in England and Wales, with company number 10534486 and having its registered office at Mills Hill Works Corbrook Road, Chadderton, Oldham, OL9 9SD. BHDB Associates Ltd is registered under the Data Protection Act [2018] with the Information Commissioner’s Office (the, “ICO”). ICO Fee Payer Register Number: ZA542533. The Debt Advice Service does not charge fees for the information provided which are obligation-free. However, where we refer you to one of our partners, we may receive a referral fee. The Debt Advice Service has no upfront or arrangement fees.
To propose an IVA to your creditors you will need to instruct/engage a licenced Insolvency Practitioner (IP). Our direct Insolvency Practitioner for the Debt Resolution Service Limited is Jason Bowen who is licenced to act in the UK by the Institute of Chartered Accountants of Scotland – Licence no. 22150. Any specific IVA advice will be given in anticipation of the appointment of Jason Bowen as your IP. However, if for whatever reason Jason Bowen is unable to take the anticipated appointment, then your details may be referred to a suitable alternative IP to avoid any process delays or detriment.
*Texts to our short-code SMS number will be charged at your standard network charge. You will not be charged for any replies. By replying “HELP” you agree to receive phone calls, SMS and Email to discuss our services in more detail.
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