There is a rogue company pretending to be the Debt Advice Service
We are aware of a rogue company trying to gain business by pretending to be The Debt Advice Service or even the Financial Conduct Authority (FCA), in some occasions even
We are aware of a rogue company trying to gain business by pretending to be The Debt Advice Service or even the Financial Conduct Authority (FCA), in some occasions even
To some people who are struggling with debt an individual voluntary arrangement (IVA) might be an option to help them to start to raise their head above water. But if
Interest rates going up can cause problems for many people, but those already in debt may struggle to cope with rate increases the most.
An IVA can be a lifeline to those in debt, but is it right for you and your situation?
For some a door-step loan can be a quick, convenient short-term fix for their financial problems but for others it can lead to a spiral of debt that they struggle
We no food prices are going up, but what tricks are there to feed our families good meals, without pushing ourselves into debt.
Debt once you’re in it, can feel impossible to get out of. The problem is that for many once you are in debt you end up going into the spiral
We’re into the summer term and if you haven’t already thoughts could be turning to a well-earned summer break. For some that might be staying at home and making the
Bills are going up, the cost of living is going up. What can we do about it? And can good budgeting help us in the current economic climate?
We examine the gambling industry, the effect it has on families and some options if gambling has led you to debt.
The Easter holidays are upon us, but with prices rising everywhere and the pressures on every household financially we examined how you can get through the Easter holidays without breaking
If you have seen our social media channels you will know that we have strong feelings about how gambling can negatively effect people’s lives. We are therefore pleased to announce
The Debt Advice Service and Freeze Debt are trading styles of Pacific Financial Solutions Ltd which is authorised and regulated by the Financial Conduct Authority FRN 688034 and is registered in England & Wales, Registered Office: Ram Mill, Gordon Street, Chadderton, Oldham, England, OL9 9RH. Company number 09404359. ICO registration number ZA207735.
All information and advice provided by Pacific Financial Solutions Ltd is provided free of charge. However, depending on your chosen debt solution we may pass your details and supporting information to one of our partners / a selected 3rd party to provide you with a service and we may receive remuneration in respect of the work we have done.
For completeness, if you decide to pursue an Individual Voluntary Arrangement (IVA) one or more of our in-house Insolvency Practitioners (IPs) may act Jointly as Nominee with an IP of another partnered firm and we will receive remuneration for providing that service.
Our in house IPs are Jason Bowen who is authorised to Act in the UK by the Institute of Chartered Accountants of Scotland (ICAS). Licence no. 22150 and Laura Stewart who is authorised to Act as in the UK by the Insolvency Practitioners Association (IPA). Licence no. 23590.
Insolvency Practitioners are bound by The Insolvency Code of Ethics in respect of all work relating to Insolvency Appointments.
*Texts to our short-code SMS number will be charged at your standard network charge. You will not be charged for any replies. By replying “HELP” you agree to receive phone calls, SMS and Email to discuss our services in more detail.
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