The Debt Advice Service
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    IVA vs Bankruptcy

    Bankruptcy or an IVA?

    If you are in financial difficulty, then there are several options available to you. Two of these options are bankruptcy or an IVA (Individual Voluntary Arrangement). As with all solutions

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    Person climbing out of a hole metaphor for climbing out of debt

    How do I get out of Debt?

    “How do I get out of debt?” The Debt Advice Service have heard this question plenty of times, and whilst there is rarely a ‘one size fits all’ answer, there

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