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The Debt Advice Service
  • Bankruptcy or an IVA?

    IVA vs Bankruptcy

    If you are in financial difficulty, then there are several options available to you. Two of these options are bankruptcy or an IVA (Individual Voluntary Arrangement). As with all solutions to debt there are benefits and consequences to both and you need to be aware of these so that you can make an informed decision. […]

    An IVA – What are the considerations?

    We think that in the right circumstances an IVA is a good way to help you with your debt. But you need to fully consider the consequences before you go ahead. When you’re in debt there is a weight on your shoulders, you can feel it affecting every part of your day. So, when there […]

    Things to know about an IVA

    Find out all of the key details about An Individual Voluntary Agreement (IVA), do you qualify, how do you set one up? Is it right for you?