All Blog Posts.

You may have heard the term “5 minute parking ticket rule” circulating when it comes to getting out of paying…

If you’ve had a parking ticket handed to you, left on your car or arrive via the post, you’re probably…

If you’ve had a penalty charge notice land on your doorstep or left on your car, you’re probably a little…

Have you received a parking ticket in the post that you were unaware of? If so, you might be wondering…

Nobody intends on getting a parking fine from a private company, but it happens to even the most cautious of…

If you’ve had a council parking fine land on your doorstep or left on your car, you’re probably worried about…

If you’ve had a PCN and don’t believe that you should pay it, then you’re probably wondering how you can…

We are aware of a rogue company trying to gain business by pretending to be The Debt Advice Service or even the Financial Conduct Authority (FCA), in some occasions even using our logo on WhatsApp messages to trick vulnerable people into thinking they are speaking to a reputable company. If you have received an email from someone claiming to be from a company and are threating CCJs, Bankruptcy and other legal debt avenues, but are using a Gmail/Outlook/Hotmail etc email address it is extremely unlikely to be genuine.

If you have spoken to any off-shore company saying they are The Debt Advice Service, please be aware we do not have any off-shore staff members.

If in doubt please call us on 0800 254 5112 or email us via admin@thedebtadviceservice.co.uk for further advice.

You can also report any fake contact to the National Cyber Security Centre by following the below instructions;

· a text message, forward it to 7726 – this is free of charge

· an email, forward it to phishing@hmrc.gov.uk

· a message in an application, for example WhatsApp, take a screenshot and email it to phishing@hmrc.gov.uk

To some people who are struggling with debt an individual voluntary arrangement (IVA) might be an option to help them to start to raise their head above water. But if you decide to apply, what is the process and what are the time frames that you can expect?

Interest rates going up can cause problems for many people, but those already in debt may struggle to cope with rate increases the most.