The Debt Advice Service
  • Write off your unaffordable debts

    Find out what debt solutions are available to you and get back in control.

    May not be suitable in all circumstances. Fees may apply. Your credit rating may be affected.

    Free debt assessment

      How much debt do you have?

      What is your current employment status?

      How many separate debts do you have?

      Checking results

      Enter your details to discover your options

      Completing this form will not affect your credit score.

      May not be suitable in all circumstances. Fees may apply. Your credit rating may be affected.

      Our process

      We provide information on a wide range of solutions to help you get out of debt. Our three step process makes choosing the right option as simple as possible.


      Answer some simple questions

      Complete our free debt assessment in just two minutes.


      Speak to a debt expert

      Our experienced team will explain all of your available options. You can find out more about our debt solutions here.


      Choose your plan

      Choose the best solution for you, based on your individual circumstances.

      Types of debt we help with


      Credit Card


      Personal Loans




      Store Cards


      Lines of Credit


      Business Debt

      Here’s an example of how we can help

      See how an IVA could help you with this simple example to consolidate all unsecured debts into one smaller monthly payment and write off unaffordable debt.

      Let's say you owe..

      Bank Loans £4,366.00
      Gas Bills £4,166.00
      Pay Day Loan £1,727.28
      Overdraft £1,234.68
      Debt Collection Agency £380.16
      Short Term Loan £243.88
      Council Debt £1,009.24
      Credit Card £8,433.00

      Total amount owed: £21,560.24

      After an IVA


      reduced payments
      IVA Payments


      per month

      Monthly payments are based on individual financial circumstances.

      Example case is based on genuine average consumer data from January to September 2023.  Monthly payments and write off percentages are based on individual circumstances.

      Money Helper Logo

      To find out more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money. The Debt Advice Service is not associated with Money Helper.

      "This has been a massive weight off my shoulders"

      Are you ready to do something about your debts? Don’t spend another day ‘thinking’ about it. Take control of your finances by clicking the link below and filling in the short form.