The Debt Advice Service
  • Complete Guide to Private Parking Fines: Everything You Need to Know

    Complete Guide to Private Parking Fines Everything You Need to Know

    Nobody intends on getting a parking fine from a private company, but it happens to even the most cautious of drivers. You might even be feeling a little worried about what your next steps are, whether you can appeal, and how your parking fine will affect you. Firstly, don’t panic! You’re not the first, and […]

    Complete Guide to Council Parking Fines: Everything You Need to Know

    Complete Guide to Council Parking Fines Everything You Need to Know

    If you’ve had a council parking fine land on your doorstep or left on your car, you’re probably worried about what it means and what comes next, especially if you don’t think you’re in the wrong. But, did you know that there are more reasons than you think for getting a parking ticket? Don’t worry, […]

    How to Win Your PCN Appeal – Free Letter Template!

    How to Win Your PCN Appeal - Free Letter Template!

    If you’ve had a PCN and don’t believe that you should pay it, then you’re probably wondering how you can go about appealing it. Whether it was left on your car or came through the post, you have a right to appeal it! But where do you start? Don’t worry, you’re in the right place! […]

    There is a rogue company pretending to be the Debt Advice Service

    We are aware of a rogue company trying to gain business by pretending to be The Debt Advice Service or even the Financial Conduct Authority (FCA), in some occasions even using our logo on WhatsApp messages to trick vulnerable people into thinking they are speaking to a reputable company. If you have received an email from someone claiming to be from a company and are threating CCJs, Bankruptcy and other legal debt avenues, but are using a Gmail/Outlook/Hotmail etc email address it is extremely unlikely to be genuine.

    If you have spoken to any off-shore company saying they are The Debt Advice Service, please be aware we do not have any off-shore staff members.

    If in doubt please call us on 0800 254 5112 or email us via admin@thedebtadviceservice.co.uk for further advice.

    You can also report any fake contact to the National Cyber Security Centre by following the below instructions;

    · a text message, forward it to 7726 – this is free of charge

    · an email, forward it to phishing@hmrc.gov.uk

    · a message in an application, for example WhatsApp, take a screenshot and email it to phishing@hmrc.gov.uk

    The Process of getting an IVA

    To some people who are struggling with debt an individual voluntary arrangement (IVA) might be an option to help them to start to raise their head above water. But if you decide to apply, what is the process and what are the time frames that you can expect?

    The Perils of Doorstep loans

    For some a door-step loan can be a quick, convenient short-term fix for their financial problems but for others it can lead to a spiral of debt that they struggle to get out of.

    The Spiral of Debt

    Debt once you’re in it, can feel impossible to get out of. The problem is that for many once you are in debt you end up going into the spiral of debt and it is difficult to get out of. In this blog we are going to look into what is the debt spiral, how it happens and how you can get out of it.

    "This has been a massive weight off my shoulders"

    Are you ready to do something about your debts? Don’t spend another day ‘thinking’ about it. Take control of your finances by clicking the link below and filling in the short form.