Managing the Easter Holidays on a budget
The Easter holidays are upon us, but with prices rising everywhere and the pressures on every household financially we examined how you can get through the Easter holidays without breaking the bank.
A new partnership against Gambling Addiction
If you have seen our social media channels you will know that we have strong feelings about how gambling can negatively effect people’s lives. We are therefore pleased to announce that we are partnering with AnonyMind.com.
Bankruptcy or a Debt Relief Order?
Debt Relief Orders (DROs) and declaring bankruptcy are two solutions to resolve debt. They are similar but have some important differences that will affect your eligibility. One will be more suited to your requirements than the other, and both have a strong impact on your future credit, so it’s vital to know what they are and how they differ.
Debt and Rising Energy Bills – Not a Good Mix
The ongoing crisis of the rise in the rising cost of living is affecting millions. There’s no getting away from it.
A Debt Management Plan or an IVA?
Debt Management Plan or an IVA? If you are in debt and are looking for a solution to your debt that will benefit you and satisfy your creditors: you have two main options, an Individual Voluntary Arrangement (IVA) or a Debt Management Plan (DMP). What are they? IVA An Individual Voluntary Arrangement (IVA) is a […]
Did you overspend at Christmas?
If you overspent at Christmas this blog looks at ways you can tighten your belt to manage the financial strain of January.
Bankruptcy or an IVA?
If you are in financial difficulty, then there are several options available to you. Two of these options are bankruptcy or an IVA (Individual Voluntary Arrangement). As with all solutions to debt there are benefits and consequences to both and you need to be aware of these so that you can make an informed decision. […]
An IVA – What are the considerations?
We think that in the right circumstances an IVA is a good way to help you with your debt. But you need to fully consider the consequences before you go ahead. When you’re in debt there is a weight on your shoulders, you can feel it affecting every part of your day. So, when there […]
Don’t let Black Friday turn your Christmas Blue.
Don’t miss out, hurry! Last chance to buy. Yes, it is that time of year, Black Friday is here and already the shops have started early. While we are not immune to the pull of bagging a bargain, you have to ask yourself is it really a bargain? We previously touched on Black Friday in […]
Avoiding the Debts of Christmas Future
We don’t want to be a scrooge, but Christmas shopping can be a recipe for increasing debts for many people. We are going to give some tips on how you can do Christmas on a budget. Here at the Debt Advice Service we know that christmas is less than seven weeks away and for many […]
