We’re incredibly proud to share that Pacific Financial Solutions – The Debt Advice Service – has been named a finalist…

If you’re not sure how much you owe, you’re not alone. Many people lose track of their debts, especially when…

At The Debt Advice Service, we understand that money worries don’t just affect your wallet—they affect your well-being too. Financial…

To some people who are struggling with debt an individual voluntary arrangement (IVA) might be an option to help them to start to raise their head above water. But if you decide to apply, what is the process and what are the time frames that you can expect?

An IVA can be a lifeline to those in debt, but is it right for you and your situation?