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The Debt Advice Service
  • Credit Card Debt – Part 1

    Person using Credit Card at Laptop

    Credit cards can often seem very appealing when it comes to spreading out costs. The fact they give you extra protection on your purchases is always tempting too, but using credit cards to manage long-term debt is not the way to go. When talking about credit cards, it’s important to be specific about the type […]

    Doorstep Loans – Bringing Trouble to your Doorstep

    Doorstep loans image

    As the name suggests, a ‘doorstep’ loan is a cash loan delivered directly to your doorstep. Doorstep loans traditionally (and in many cases still nowadays) this literally meant a representative coming to your home to process your application and collect payments. Of course, in this digital age and further still as a result of the […]

    Managing Financial Difficulties Whilst Going Through a Divorce

    Woman upset with a man in the distance

    Going through a divorce or separation is never easy, that goes without saying. The emotional and psychological effects can be significant for all involved, not just for the two people who are separating. This includes children, friends and family members, meaning that everything must be handled sensitively and sensibly wherever possible. Managing the separation of […]

    Budgeting

    Couple working on budget

    To many people, budgeting can feel like a chore. The idea of planning your spending (and balancing that against your income) isn’t the most appealing of prospects at the best of times…

    Things to know about an IVA

    Find out all of the key details about An Individual Voluntary Agreement (IVA), do you qualify, how do you set one up? Is it right for you?

    Bankruptcy – is it as scary as it sounds?

    Author: Scott Nelson Scott is the founder of MoneyNerd and a financial services expert with over 10 years’ experience in the industry. Troubled by the lack of moral conscience in the industry, Scott decided to use his insider knowledge to give genuine advice to those struggling financially. He’s recently moved out of London to the […]

    Gambling and Debt – A National Problem

    Whilst plenty of people in the UK enjoy an occasional flutter, on a football accumulator or on the horses, there is no denying that ‘problem gambling’ is one of the toughest things our society has to face up to. Problem gambling comes in many forms, and is linked to addictive behaviours, but we want to […]