Take Control of Spending — One Small Change at a Time

If you’re worried about debt or trying to save money, one of the ways to take back control is by reviewing your spending on clothes. For many households, buying new outfits each month becomes a habit. However, these “little treats” can quickly add up, making it harder to stay on top of bills or pay off debts.

That’s why we’re supporting Oxfam’s Second Hand September challenge. It encourages everyone to shop pre-loved instead of brand-new for 30 days — helping you spend less, reduce unnecessary debt, and even help the planet at the same time.

We’re supporting Second Hand September – Spending on Clothes Can Soon Add Up

Fast fashion often looks cheap at first glance. However, when you add up multiple “bargain buys,” the costs mount quickly. The average UK household spends hundreds of pounds a year on clothes, and many items end up unworn.

By making the switch to second-hand, you can:

• Save money more easily — therefore helping you stick to your budget.

• Avoid impulse buys that often lead to credit card debt.

• Redirect your savings into essentials, emergency funds, or paying down existing debts.

In other words, choosing pre-loved clothing isn’t just better for the planet — it’s a smarter financial decision, too.

How Second Hand September May Help To Reduce Debt

Many of us turn to shopping when we’re stressed. However, overspending on clothes can worsen financial worries and delay paying off debts. As a result, financial pressure builds, and it can feel harder to regain control.

Second Hand September offers a simple way to break the cycle. By pausing new clothing purchases, you give your budget room to breathe. Therefore, the money you save can go towards reducing debt, paying bills on time, or starting an emergency savings pot.

If debt feels overwhelming, remember you’re not alone. There are practical steps you can take, and we’re here to guide you through them.

Budget-Friendly Tips for Second Hand September: Save Money on Clothes

Making small, consistent changes can have a big impact on your finances. Here are a few practical tips:

• Set a monthly clothing budget — and, importantly, stick to it.

• Shop second-hand first — for example, check charity shops, Vinted, eBay, and local swap events before buying new.

• Use what you already own — try mixing and matching outfits instead of purchasing something else.

• Redirect savings — for instance, put the money you would have spent into paying off debts faster or boosting your emergency fund.

These small actions, when combined, can make a huge difference over time.

By joining Second Hand September, you’re taking one positive step toward better financial control — and we’re here to support you every step of the way.

Struggling With Debt? Try Second Hand September

Overspending on clothes is just one example of how financial pressures build. However, the good news is that help is available.