To many people, budgeting can feel like a chore. The idea of planning your spending (and balancing that against your income) isn’t the most appealing of prospects at the best of times…
The Debt Advice Service is a trading name of BHDB Associates Ltd. BHDB Associates Ltd is a company incorporated in England and Wales, with company number 10534486 and having its registered office at Mills Hill Works Corbrook Road, Chadderton, Oldham, OL9 9SD. BHDB Associates Ltd is registered under the Data Protection Act  with the Information Commissioner’s Office (the, “ICO”). ICO Fee Payer Register Number: ZA542533. The Debt Advice Service does not charge fees for the information provided which are obligation-free. However, where we refer you to one of our partners, we may receive a referral fee. The Debt Advice Service has no upfront or arrangement fees.
To propose an IVA to your creditors you will need to instruct/engage a licenced Insolvency Practitioner (IP). Our direct Insolvency Practitioner for the Debt Resolution Service Limited is Jason Bowen who is licenced to act in the UK by the Institute of Chartered Accountants of Scotland – Licence no. 22150. Any specific IVA advice will be given in anticipation of the appointment of Jason Bowen as your IP. However, if for whatever reason Jason Bowen is unable to take the anticipated appointment, then your details may be referred to a suitable alternative IP to avoid any process delays or detriment.
*Texts to our short-code SMS number will be charged at your standard network charge. You will not be charged for any replies. By replying “HELP” you agree to receive phone calls, SMS and Email to discuss our services in more detail.